Okay, so I’m confused here. I’ve had people send in this free Discount Drug Card offer for weeks now and I still don’t get how it works.
The website specifically says it’s a discount card to help people without health insurance. I guess I don’t understand how the makers of this drug card turn a profit, but I thought I’d post this and ask my fellow Hiffers if they have any experience with things like these. Do they actually work? I was able to print out my card in under a minute without giving out any info beyond my name, but I’ve never tried using it, hence the source of my confusion.
I called the toll free help number on the card and ended up having a chat with a somewhat helpful CSR. I asked who provided the service and he mentioned that the parent company is essentially a mail order pharmacy that works with insurance companies and thus are able to offer the discounts through their sheer size. He said average savings are around 20% and that most major pharmacies will accept the card.
I then wanted an assurance that this doesn’t charge you in any way. He said that the program provided by the parent company was free, but that some middle-men sites take the program and then sneakily ask for an enrollment fee, which the middle-men sites then keep. He said as long as you find a site that doesn’t ask for a credit card number in exchange for printing the card (like the one I linked to), then you shouldn’t pay a cent.
I don’t know, I’m just throwing this out there for anybody who might find it helpful. The CSR emphasized that this card isn’t meant to replace health insurance but instead help those without it. If any of you fall into that category, hopefully this will help you save a little money! And again, if you have experience with these, please share in the comments.