Last Day: Free $176 Cash from Capital One 360

Don’t forget today is the last day to take advantage of the sweet offer of a free $176 deposit from Capital One 360.

In case you missed it, new members to Capital One 360 (previously known as ING Direct) can earn $76 by opening a free 360 Savings account by the end of today. After that, you can earn an additional $100 by opening a free 360 Checking account by the end of today as well.

  1. Apply for a free 360 Savings account.
  2. Deposit $500 or more into your account.

That’s it. The $76 should hit your account by July 4th. At that point you’ll have $576 in your account and you can withdraw your initial deposit. It’s worth noting the free $76 can’t be withdrawn from your account for 30 days. Though I don’t really see a drawback to that since you’ll earn interest on it and the withdrawal limit is lifted by August.

I personally use my 360 account as an emergency fund. You never know when you’re suffer an accident or find a really great deal on a vintage Ninja Turtles lunch box.

Now getting the $100 requires a few more steps, but it’s still pretty easy.

  1. Apply for a free 360 Checking account.
  2. Use your debit card to make 5 purchases OR use CheckMate to make 5 deposits OR any combo of the two that equals 5 withint 45 days.
  3. $100 will be added to your account.

Again, after you make 5 total deposits or purchases, you trigger should activate, you’ll get the $100, and you can do whatever you want with the cash. I read through the fine print and didn’t see any specifications on the deposits, so I’m telling my friends to simply open the Checking account then make 5 small deposits of $5 or $10 each.

  • Nemo

    Wow. Some Freebie, Goob. I found the fine print too tedious to read completely, but I noticed a bit about them being able to share info about you with “affiliates” even after you close the account.

  • But that’s in the fine print of any bank/credit card offer. Hell, that’s in the fine print of pretty much everything!

  • lucy

    update goob,
    got both my bonus’s and it is pretty righteous!! this actually has helped me save more $.. goob, thanks for this, u rawk!!

  • Glad to help!

  • Glad to help! :)