Not gonna lie, I thought Applebee's screwed up here for a minute. They're currently running a promo where you get a free $5 to $25 Applebee's gift card after you buy a $50 gift card, but the almost hidden fine print clearly states you get the freebie with no purchase necessary.

*clears throat*

yada yada buy a $50 gift card yada yada or…

To request a free Bonus Card without making a purchase, hand print your name, complete address, and email address (required) on a postcard, and mail to

Applebee's Mystery Value Bonus Card Request
P.O. Box 1579
Palatine, IL 60078-1579

Well alright then! Entries must be postmarked by Jan 4, 2016 and received by Jan 11, 2016. Your free gift card will be emailed within 30 days of receipt of your request and will expire on Feb 28, 2016.

I'm guessing this is a contest that Applebee's is trying to use to sell gift cards, hence why all the promos make it sound like you need to buy a $50 gift card. Luckily y'all have me around to read all the fine print for you 😉

Also Hiffer Nancy pointed out there's also a $500 Applebee's gift card contest you can enter!

Hand print your name, complete address, phone number and email address (required) on a postcard and mail to:

Applebee's Mystery Value Bonus Card Random Drawing
P.O. Box 2180
Palatine, IL 60078-2180

Good luck!

Annnnnd it's dead 🙁

Well here's something you don't see very often! For today only, you can get a unique code worth $20 off any BestBuy.com purchase. Best Buy is also running a free shipping on all orders promo, so you can easily get a $20 product for free!

To get your code, you have to sign up for VISA's new free Pay with Visa system. It lets you link you credit card to make checking out online easier and safer at over 100 online merchants. After you're logged in, head to this page and click the button get the code emailed to you.

If you get a message on the second link to “try again later,” simply refresh the page after a few minutes. That's what I did and eventually got in after 5 or 6 minutes. The codes doesn't arrive immediately, but should show up in about four days. You also have until 12/24 to use the code at Best Buy and can contact [email protected] if you have any trouble.

Frequent Hiffers should recall Capital One 360's awesome 4th of July promos the past few years where they gave new members a bonus for opening accounts. Well it turns out they're running a second offer this year, though the Capital One 360 Savings offer requires a hefty sum. Still, I'm just passing along what the deal is. Hopefully a few people will be able to get a bonus out of it!

Through the end of today, at 11:59 pm ET, new members can receive the following offers:

• 360 Checking: Earn $100 when you open a 360 Checking® account with a $250 minimum deposit and make 5 Debit Card purchases or mobile deposits.
• 360 Savings: Snag $100 when you open a 360 Savings® account with a $1,000 minimum deposit.

If either $100 or another $100 sounds interesting to you, here are details on both offers.

[Read more…]

Veteran Hiffers will remember last summer's Capital One 360 Financial Independence offer where new members who opened a free savings or checking account online were rewarded with up to $176 in free money. Yep, you read that right. Over $150 in free cash. Pretty sweet, huh?

Well, I'm thrilled to say that the same offer is back! It's only running through the end of July 3, so you have two days to get the ball rolling on this sweet deal. Here are the full details for those interested.

Details

• This promotion applies to NEW Capital One 360 members only. If you participated in this last year, like many Hiffers did, you're out of luck 🙁
• Open either one or both of the following accounts by July 3rd 11:59pm ET to trigger the promotion:
• 360 Checking: Earn $100 when you open a 360 Checking® account and make 5 Debit Card purchases or mobile deposits within 45 days and snag a cool $100 on day 50.
• 360 Savings: Grab $76 when you open a 360 Savings® account with a $500 minimum deposit after 30 days.
• It's worth noting one last time: this only works for new members to Capital One 360.

So what you're looking at is this: if you open a savings account and deposit $500, you'll get a free $76 added to your account. If you open a checking account and make 5 debit card purchases or mobile deposits, you get a free $100 added to your account. That's it!

I did call and ask about credit checks for opening these accounts. I was told there is no pull at all for a savings account, but there's a soft pull for checking accounts and a hard pull if you end up applying for the overdraft line of credit (which doesn't really apply for us here).

So what are you planning on spending your free money on? I already have an account, obviously, so I don't qualify for this deal. However my brother missed out last year, so I just Skyped him and walked him through it. When asked what he planned to spend his cash on, he laughed and quickly answered “food and bills!” Smart man.