Multiple companies with A+ ratings on BBB offer legitimate, free opportunities to earn cash money online from the comfort of your home!

Last Day: Free $176 Cash from Capital One 360

Updated: Nov 8, 2019 · Posted on Jul 03, 2013 at 1:01 pm · Disclosure Policy

Don't forget today is the last day to take advantage of the sweet offer of a free $176 deposit from Capital One 360.

In case you missed it, new members to Capital One 360 (previously known as ING Direct) can earn $76 by opening a free 360 Savings account by the end of today. After that, you can earn an additional $100 by opening a free 360 Checking account by the end of today as well.

Apply for a free 360 Savings account.
Deposit $500 or more into your account.

That's it. The $76 should hit your account by July 4th. At that point you'll have $576 in your account and you can withdraw your initial deposit. It's worth noting the free $76 can't be withdrawn from your account for 30 days. Though I don't really see a drawback to that since you'll earn interest on it and the withdrawal limit is lifted by August.

I personally use my 360 account as an emergency fund. You never know when you're suffer an accident or find a really great deal on a vintage Ninja Turtles lunch box.

Now getting the $100 requires a few more steps, but it's still pretty easy.

Apply for a free 360 Checking account.
Use your debit card to make 5 purchases OR use CheckMate to make 5 deposits OR any combo of the two that equals 5 withint 45 days.
$100 will be added to your account.

Again, after you make 5 total deposits or purchases, you trigger should activate, you'll get the $100, and you can do whatever you want with the cash. I read through the fine print and didn't see any specifications on the deposits, so I'm telling my friends to simply open the Checking account then make 5 small deposits of $5 or $10 each.

Free $176 in Cash from Capital One 360

Updated: Jun 9, 2020 · Posted on Jul 01, 2013 at 12:53 pm · Disclosure Policy

Here's a classic example of a deal I'd previously only share with my friends and family on Facebook. I hate posting anything that's not a straight up freebie, but passing on a free $176 is too hard. If even one Hiffer gets this, I'll be happy.

Basically, new members to Capital One 360 (previously known as ING Direct) can earn $76 by opening a free 360 Savings account before July 3. After that, you can earn an additional $100 by opening a free 360 Checking account before July 3 as well. Want more details?

Apply for a free 360 Savings account.
Deposit $500 or more into your account.

I personally use my 360 account as an emergency fund. You never know when you're suffer an accident or find a really great deal on a vintage Ninja Turtles lunch box.

Now getting the $100 requires a few more steps, but it's still pretty easy.

Apply for a free 360 Checking account.
Use your debit card to make 5 purchases OR use CheckMate to make 5 deposits OR any combo of the two that equals 5 withint 45 days.
$100 will be added to your account.

So there you go. I don't know about you, but $176 sounds good to me. If you have any questions, leave a comment and I'll do my best to answer them!

Ibotta: Free Money Saving App

Updated: May 10, 2019 · Posted on Jun 28, 2013 at 2:52 pm · Disclosure Policy

Let's talk about Ibotta for a minute, shall we? To me it sounds like one of those pills you'd see a commercial for with people sitting in outdoor bathtubs. “Don't take Ibotta if you're pregnant, have an upset stomach, or handled rabbit fur within the past 5 days. Common side effects include drowsiness, diarrhea, and an unpleasant conversation with your roommate one day.”

But in reality it's a pretty cool app for your Android, iPhone, or other iOS supported device that pays you to shop for groceries. You can think of it as a new form of coupons. After downloading it and registering, you can see a list of products that, if you purchase, will earn you money on the same scale of a coupon.

So take the image below for example. If I purchase Capri Sun, I can earn $1.00. If I purchase Kool-Aid Singles, I can earn another dollar.

As you can see, it's honestly free money if you're already buying these items. And it's not just food. I have $0.50 for Chap Stick, $1.50 for Tresemme shampoo, $1.25 for Colgate toothpaste, and a bunch more.

So, any Hiffers out there already using Ibotta? What do ya think?!

Budget Busters #3: Mint.com

Updated: Jul 9, 2020 · Posted on May 18, 2010 at 12:47 pm · Disclosure Policy

Mint.com - Free Financial Management

The amount of time I spend online can only be classified as unhealthy. While the oncoming bout of scurvy is sure to put a cramp in my style, one of the upsides is coming across random sites and services that I think might be useful to fellow Hiffers. I've been using one such site for almost two years now and frankly, it rocks. Long story short, if you're not using Mint.com, you're missing out.

If you're anything like me, you have tons of financial institution sites that you can log into. Banks, online savings accounts, credit cards, retirement services, student loans, investments. The only thing harder than logging into each of them every day is trying to figure out how to match my clothes in the morning. Navy blue and neon pink go together, right?

Enter Mint.com. It's a site that allows you to access all of your financial information in one place. When I log in, it also logs into all of my accounts and updates my balances as well as recent activity. Worried about security? They use 128-bit SSL encryption, which in Nerd Language means the same stuff that banks use when you pay bills online or buy something from Amazon.

Seeing how much money you have in all your accounts only scratches the surface of what the site does. One feature is setting up budgets. Take me: I have a serious addiction to iTunes. Be it music, TV shows, iPhone apps – it doesn't matter. Having them only clicks away is dangerous enough, but when everything is only $1 here and $2 there, it's easy to lose track of how much I'm really spending each month. So what I do is tell Mint.com that I only want to spend $20 a month on iTunes and then it'll not only start monitoring it for me, but send me an alert when I'm getting close to my limit.

I could delve into a million other little features they have (iPhone app, credit card & investment suggestions based on your spending habits, etc.) but by now I'd simply suggest checking out the site. Even if you're still skittish, just have a look around. It's a phenomenal service and most important, it's free!

Exclusive HIF Swagbucks Offer

Updated: Oct 1, 2018 · Posted on Mar 30, 2009 at 11:55 am · Disclosure Policy

We've written about Swagbucks quick a few times already (tons of forums posts plus this extensive Swagbucks review I made back in January). After two months of using them as my primary search engine, I'd say I'm even more in love with them than I initially was. I've already earned enough points for two $5 Amazon giftcards and I'm fairly close to a third. How can you not love free money just for searching?!

If you're still sitting on the fence about joining Swagbucks, maybe this will help nudge you in the right direction. Starting today, any new member who signs up can use the code HEYITSFREE to earn two free swag bucks, which will be added to the three swag bucks already offered to new members, thus giving you five swag bucks starting out! For reference, a $5 Amazon giftcard costs 45 swag bucks, so you'll already be 11% of the way to getting your first prize. But that's just one example, they have hundreds of prizes to choose from and dozens of different gift card options.

I usually average around 2-3 swag bucks a day though my normal search habits, which takes me about 15-20 days to earn a prize. Just think how many giftcards you'd have by now had you signed up when I first wrote about Swagbucks in January!

The code expires at midnight PST on Wednesday, so you've got almost two days to sign up and use the code. For people who are already members of Swagbucks, feel free to leave a comment with your opinions on the site. I'm interested in hearing what others think!

Swagbucks: Free Prizes For Searching

Updated: Jul 9, 2019 · Posted on Jan 28, 2009 at 12:26 pm · Disclosure Policy

For the past 10+ years, Swagbucks has been one of the leading websites to pay you to make Internet searches. I've personally used them for over a decade now and have probably earned somewhere in the neighborhood of $1500 in Amazon giftcards.

Now before I go any further, let me just say one thing. There's absolutely no reason why you shouldn't be using Swagbucks. If you routinely search for things online via a typical search engine, then you're searching without the possibility of winning something. Any time you search on Google, your odds of winning a prize is 0%. Even if your odds of winning a prize on these two sites are 0.01%, that's better than nothing, no? Plus, given the facts that most people make multiple searches a day and that winning percentages are higher than that small number, you're essentially throwing away money if you're not using either one of these sites.

In addition, I could swear I win more often with Swagbucks. Of course this is highly unscientific and subjective, but while researching this article, I won $2 Swagbucks ($1 Swagbuck and then another 15 minutes later). Now while those can't be redeemed for anything worthwhile on their own, you only need 45 Swagbucks for a $5 Amazon giftcard. Given that you start out with $3 Swagbucks when you sign up, I'm already 11% of the way there after 1 day.

Now, it's not all rainbows and gumdrops with Swagbucks. The biggest drawback is the sponsored ads mixed in with the search results. As some of you might remember, that's what killed Blingo and Winzy many years ago. Both, as luck would have it, actually cut back on the ads mixed in with the search results. Guess they learned their lesson a bit too late when so many people jumped ship. As it stands now, they've got 4 sponsored ads in the search results. That's kind of a pain, but as I type this, right hand to God, I just won another Swagbuck. It's not even noon and I've got $3 Swagbucks under my belt for the day. I can put up with clearly marked sponsored ads in my search results if my winning average stays this high.

So for now, I'm drinking the Swagbucks Flavor Aid. Are you going to make millions? No. Are you going to make hundreds? Doubtful. But is there the opportunity to win enough Swagbucks every month to snag a free giftcard or two? Heck yes. Can the same be said for using Google or Yahoo?

Exactly.

Free $20 via Paypal

Updated: May 18, 2020 · Posted on May 13, 2006 at 2:00 pm · Disclosure Policy

The site called UnwiredBuyer is offering $20 to test out their new e-bay service where you can bid on auctions over the phone. They are a partner of e-bay's, so giving them your e-bay username and all is fine. Basically, this is all you have to do.

1) Find something on eBay that is ending very soon and add the item to your Watch List.
2) Register at URL above (When doing so, use your paypal e-mail address as your UWB address so there is no confussion as to where to send the money.)
3) After you login to UWB, sync with your eBay auctions and you should see your auction appear.
4) Wait for a phone call on your auction and follow the voice commands to bid by phone. You don't have to actually win it!
5) Get paid $$ via PayPal!

RULES (from their site):

* To qualify for the $20 signup bonus, the user must register for UnWired Buyer and use the service to bid on an auction using their phone within 30 days. The $20 signup bonus is for new users only.
* New users MUST USE UNWIRED BUYER TO BID ON AN AUCTION WITHIN 30 DAYS from date of signup. This promotional offer cannot be transferred or forwarded.
* TO QUALIFY, USERS MUST HAVE AN EBAY FEEDBACK SCORE OF 10 OR MORE (or the user must have been a registered eBay user for over 12 months).
* The $20 Signup Bonus is limited to one (1) per valid eBay account.
* The $20 Signup Bonus is valid only to legal residents of the US and Canada.

Free AAA Fuel Cost Calculator

Updated: Mar 6, 2020 · Posted on May 02, 2006 at 8:00 am · Disclosure Policy

With rising gas costs and summer on the horizon, I thought this might be a helpful if not cool freebie for those of you who are planning on driving this summer. AAA has put together a free fuel cost calculator. After seeing how much it's gonna cost me to go to the beach this summer, I might just stay at home and fill my bathtub with cold water instead!