Two Free Stock Shares Valued at $12 to $1400 🤑

Posted on Mar 19, 2020 at 11:00 am

Update through March 31, 2020

Until the end of the month, new users can get a free share just by completing the signup process within 24 hours! No funding needed whatsoever for your first free stock. Free signup stock will be valued at $2.50 to $250.

However, if you decide to fund your account with any amount of money, you'll then get a second free share with a minimum value of $12!

Webull is a new stock trading app that is giving away a free share of stock valued at $12 to $1400! All you have to do is open a free account, then deposit any amount.

Table of Contents

You may remember Robinhood's awesome free stock promotion (which is still active!) where you received a free share of stock that could be worth up to $200. A few Hiffers even got the mega-expensive stock shares for free and were able to cash out within weeks!

Well, you know what they say about success, imitation, and flattery. Enter Webull Financial!

They saw Robinhood blasting off to the moon and thought “hmmm, we could do that too.” But what's a good way to differentiate themselves? Oh, I know, offer free stock shares that could be worth up to $1000! 🤑

What's Webull

If you've never heard of Webull, you're not alone because they're a relatively new company based out of New York City. Just like Robinhood, Webull is a registered broker dealer with the SEC and a member of FINRA and SIPC.

Their main goal is to bring free stock trading to the masses. Gone are the days of paying a $7 commission just to buy or sell stock.

This means you get unlimited free trades, with no minimum balance, along with a boatload of investment and research charts, information, and news – something I found lacking from Robinhood.

So how do they make money while offering free trades? By having a lot of customers! Webull makes tiny amounts of money on cash balances, interest, and premium memberships, so they don't charge crazy-high fees just for selling stock.

Obviously, Webull hopes we become lifelong members. But for our intents and purpose, we just want that sweet, sweet free share of stock!

Get your free share of stock now!

The odds of specific stock allocation is implied as follows:

Stock worth $4-$6 per share are awarded approximately 1:1.1
Stock worth $10-$20 per share are awarded approximately 1:24
Stock worth $50-$100 per share are awarded approximately 1:200
Stock worth $150-$250 per share are awarded approximately 1:333
Stock worth over $1,000 per share range are awarded approximately 1:1,000

Get your Free Stock

To get your free share of stock, you need to do the following easy steps within 24 hours! If you take longer than 24 hours to sign up, you won't get your free share!

1. Signup here to open a new brokerage account.

Upon registering, follow the prompt to download the Webull app for your iPhone or Android.
Wait for your account to be approved. Mine took around an hour, but I've seen some people take up to a full day.
Open the app, click the left menu, and then click “My Free Stock.”
Once your account is approved, you'll see a “CONGRATULATIONS!” message with a giant “GET” button next to it.
Click it and claim your potentially valuable free share!

From the same screen, you can invite any friends and family to Webull for even more free shares.

I managed to score a free share of ABEV, the parent company of Anheuser-Busch, valued at $4.49. Hopefully people keep drinking and drive the price up. 😂

Get up to $1,000 free today!

What to do with your Free Stock

Your stock will be credited to your account within 5 business days. After that, you can do whatever you want with it! You can sell it for cash, keep it for an investment, or even transfer it to Robinhood if you prefer that app. You can also transfer your no-cost Robinhood stock over to Webull if you like this app better.

Please share in the comments what free stock you received – 🤞 it's something good!

File Your 2020 Taxes for Free

Posted on Mar 02, 2020 at 2:32 pm

Is it seriously tax time again? Already?! You've got to be kidding me. I swear, it's every freaking year, like clockwork.

Before I get to any freebies, let's get one thing out of the way. If you assume I'm going to take this opportunity to post my favorite Simpsons tax day video, then you know me too well!

If you're looking to get your IRS tax return in faster than Homer or before another huge backlog piles up, then I've got some free and discounted options below!

Free 2020 Federal Tax Filings

TurboTax Free Edition – TurboTax offers both free federal and state tax returns if you use the most common forms, like a 1040. However, they even offer slightly more forms for free than most other services – you can see a full list by scrolling down and click on grey “tax forms” tab. Also, if you're a returning customer, almost 50% of your work is done by transferring last year's info with a single click!

H&R Block Free – Another free federal and state tax option is H&R Block. On top of being free, they're heavily promoting the difference between them and TurboTax.

H&R Block is offering 45 forms required for filing your free online taxes, which is twice as many as TurboTax. They specifically mention these situations to look out for.

For Families – Child and Dependent Care Expenses
For Students – Student Loan Interest Deduction
For Students – Tuition and Fees Statement
For Uninsured – Health Coverage Exemptions

Obviously, if any of these situations apply to you, H&R Block sounds like the way to go!

If you find you need to upgrade to a different plan, you can get up to 35% off, but I'm not sure for how much longer.

TaxAct – Another provider offering $0 federal and state tax filings is TaxAct. Their free plan is for people with basic 1040 or W2 income.

A new feature for 2020 is their free service now also includes dependents, retirement income, college expenses, and plenty more scenarios.

If you need to upgrade to their paid plans, I have a 20% off promo link to help save even more money.

Credit Karma Tax – Credit Karma Tax is a premium product that's 100% free, from start to finish. That includes all of our super-useful features, plus free filing for all supported forms and situations. Have a side-hustle? Own a home or sold some stock? Other tax services might charge you to itemize these deductions – but we don't.

From what I can tell, they don't even have a premium plan, so there's really no coupons or promo codes needed.

TaxSlayer – The final, highly rated service on our list offering both state and federal tax returns for free is TaxSlayer. Like the others, this is primarily aimed at single, married, and student filers with a basic 1040.

Their paid services start at $17, but SLAYIT35 should save 35% off any of their plans!

FreeTaxUSA – Finally, we have FreeTaxUSA, who my friend swears by. One of their nice perks is that they offer all of their federal plans, both Free and Deluxe, absolutely free. So if you have a slightly more complicated federal return, you can still get it completely free with FreeTaxUSA.

The downside is they don't offer any free state tax returns. However, I looked around, and believe you can save 10% with either code FREETAXUSA10 or COUPONS10.

So there you have it! With one of those six sites, you should be able to file your taxes for free or extremely cheap. Now hopefully we get a break from all these taxes next year! I hear it's a leap year, that's gotta help us somehow.

2020 Entertainment Coupon Books are Only $14!

Posted on Feb 12, 2020 at 3:09 pm

The annual Entertainment Coupon Books for 2020 are not only jam packed with coupons, but are currently on sale for only $14 shipped! This sale ends 2/17 at 9am EST.

These coupons don't expire until December 31, 2020, so you have almost a full year to redeem as many coupons as possible. It only took my sister and brother-in-law a few weeks to make their money back with last year's coupon book.

One of the perks of these books is that all books come with a digital subscription! That means in addition to your hard copy with physical coupons, you also get access to over 75,000 digital coupons. They're accessed via Entertainment.com's website or mobile app and are perfect for traveling away from home, where space might be limited.

I first posted about the Entertainment Coupon Books back in 2009, but it's been a while since I've refreshed folks on their savings. Each year, they offer location-specific coupon books that come packed with coupons for local restaurants, entertainment spots, and retailers.

Remember, this great offer expires on 2/17/20. If you're a Hiffers who already bought the 2020 coupon book, what do you think of it so far? Any coupons you've especially loved this time around?

Fetch: Earn Gift Cards with Your Receipts!

Updated: Apr 8, 2020 · Posted on Feb 11, 2020 at 1:03 pm

This past summer, I wrote about earning money by scanning your receipt with ReceiptPal. This past week, as I cashed out an Amazon gift card with them, I started wondering what other apps will pay you for snapping quick photos of your receipts. Turns out there are a ton and my newest favorite app is Fetch!

If you've been using ReceiptPal, then Fetch will seem just like home. Scan your receipt with your smartphone, earn points, then spend those points on gift cards. You're literally getting paid for everyday shopping you're doing already.

After downloading Fetch for either Android or Apple iOS, create an account and enter promo code APREWARDS. This bonus promo code expires soon, but earns you 3000 free points – good for $3!

Earn your first gift card today

When I posted this last month, multiple Hiffers earned $5 gift cards right off the bat.

Thanks, Goob! In less than 10 minutes I downloaded the app, set up my account, scanned my grocery receipts from the last 2 weeks and earned enough points for a $5 gift card. This is awesome!!

Same for me as the previous commenter! Scanned the receipts I had in my wallet and along with the bonus (and a bonus for buying hot dogs, lol), got myself a $5 Amazon gift card.

I had a few recent receipts in my purse and, not knowing if they’d be accepted, decided to try and capture them. They were accepted and, along with the referral bonus, in about 10 minutes including sign-up time, I had enough points for a $5 Visa card. WooHoo! Of course I’ll be proactive now and build toward a real reward. Thanks…

How Fetch Works

One thing you'll quickly notice is how much more info there is with Fetch! Not only do they scan your receipt, but it'll actually break down what you bought into categories and give you a nice summary.

On top of that, Fetch gives bonus points if you buy certain products. These items rotate each week and you don't have to buy them in order to scan your receipt and earn rewards. However, if you happen to buy any of them, you'll get a few hundred or even thousand bonus points.

My absolute favorite feature is you have 14 days to scan your receipts in Fetch. ReceiptPal forces you to scan receipts within 5 days, which left me forgetting to scan tons of receipts. Now, I let them pile up on my shelf. Then I scan them each weekend and toss them away.

I find I'm earning points, and therefore gift card rewards, much faster with Fetch. Not only are their rewards easier to obtain by having lower thresholds, but even the time I spend in the app itself is small. The camera function couldn't be faster to snap a picture and move on with the rest of my day.

When joining Fetch today, don't forget to enter code APREWARDS so you get your free points!

One of my small gripes is that Fetch doesn't work with some retail receipts, like clothing stores. I kept forgetting about this and trying to scan retail receipts before my pea-brain finally started remembering.

Common Fetch Questions

Is there a limit to how many receipts I can submit? – You can submit up to 14 receipts per week.
Can I use coupons or other receipt rewards apps and still earn Fetch rewards points? – You bet! Fetch can be used with coupons and other apps, so you can save money and stack your rewards earnings on top. In fact, there's no reason not to use multiple receipt reward apps!
How long do I have to submit a receipt? – My favorite Fetch feature is you have a full two weeks (14 days) after the purchase date to submit your receipts.
Where does Fetch work and what stores participate? – Fetch works with most major grocery, convenience, liquor, drug, club, and big box stores. A full list of participating sites can be found on their website.

Have any other Hiffers used Fetch yet? What did you think about it!?

Legit Clinical Trials Paying up to $800!

Updated: Mar 17, 2020 · Posted on Feb 11, 2020 at 8:00 am

Due to the global covid-19 pandemic, most clinical trials are suspended until further notice.

If you're one of the millions of Hiffers perpetually broke (I assume millions of you read HIF over each other's shoulder on a single, shared laptop), I know how you feel. However, it could be worse. Imagine if we were also sick on top of being strapped for cash! I know when I was going through chemo, the last thing I needed was another bill.

If you find yourself in a similar boat, one possible method of making a little side money is through paid, legitimate medical research studies. If you have a qualifying illness and live in a needed area, you can apply for a paid clinical trial earning hundreds of dollars!

These types of studies help doctors and research scientists better understand illnesses and diseases as well as find treatments and cures. Some of the studies are demographic while others involve study products or placebos. The trials are run by Acurian, a company who specializes in recruiting potential qualifying candidates for the trials.

When applying for these, I still recommend using your freebie email and freebie phone number. That way, if you change your mind on participating in a trial, you can easily stop any future calls or emails.

While researching Acurian and clinical trials, I came across ClinicalTrials.gov, a searchable database of licensed clinical trials run by the U.S. National Library of Medicine. While many of these do not pay for participation, I've included links to recruiting studies for many of the diagnoses below. When applicable, I also included links to unpaid NIH clinical trials.

As usual, I'm not a professional anything! If you get accepted to a paid study, please make sure to talk it over with your medical doctor first!

Crohn's Disease Clinical Trial

The prevalence of Crohn's Disease is currently estimated at 500,000 people in the U.S.

Payment: Up to $650.

Application Form: Crohn's disease study

Requirements: Men & Women, ages 18-75. Must have been diagnosed with Crohn's disease, with active symptoms, and do not have any serious associated diseases like Cancer, HIV/AIDS, Hepatitis, etc.

Locations: Alabama, Arizona, California, Colorado, Florida, Georgia, Illinois, Indiana, Kentucky, Louisiana, Mississippi, Missouri, Nebraska, New Jersey, New York, North Carolina, North Dakota, Ohio, Oklahoma, Pennsylvania, South Carolina, South Dakota, Tennessee, Texas, Utah, Virginia, Washington, Wisconsin

The NIH is running a Crohn's disease study.

There are additional studies you may qualify for.

Diabetes Clinical Trial

Of the 30 million Americans suffering from diabetes, 90-95% of them have type 2 diabetes. That, coupled with the large pool of locations, means quite a few Hiffers might qualify for this valuable clinical trial!

Payment: Up to $750.

Application Form: Diabetes study

Requirements: Men & Women, ages 18+. Must have type 2 diabetes and must be controlling their Diabetes with diet and exercise to qualify.

Locations: Alabama, Arizona, California, Colorado, Connecticut, Delaware, Florida, Georgia, Illinois, Indiana, Kentucky, Louisiana, Maryland, Michigan, Minnesota, Missouri, Nebraska, Nevada, New Jersey, North Carolina, Ohio, Pennsylvania, Rhode Island, South Carolina, Tennessee, Texas, Utah, Virginia

There are a ton of additional studies you may qualify for.

Fibromyalgia Trial

It's estimated there are 4 million US adults diagnosed with Fibromyalgia. While it can affect people of all ages, even children. However, most people are diagnosed during middle age and are more likely to have Fibromyalgiaas they get older. If you have lupus or rheumatoid arthritis (RA), you are more likely to develop Fibromyalgia.

Payment: Up to $350.

Application Form: Fibromyalgia study

Requirements: Men & Women, ages 18-75.

Locations: Arizona, California, Colorado, Florida, Illinois, Missouri, Montana, Nebraska, New York, Ohio, Oklahoma, South Carolina, United States

There are additional studies you may qualify for.

Gastroparesis Clinical Trial

If you're one of the 12% of those with Diabetes who experience Gastroparesis, then sign up for this paid clinical study.

Payment: Up to $500.

Application Form: Gastroparesis study

Requirements: Men & Women, ages 18+. Must have had Type 1 Diabetes or Type 2 Diabetes for at least 5 years to qualify. Also need to display symptoms of Diabetic Gastroparesis for at least 3 months and have a history of at least 2 vomiting episodes in the last two weeks before study screen.

Locations: Alabama, Arizona, Arkansas, California, Colorado, Connecticut Florida, Georgia, Illinois, Indiana, Iowa, Kansas, Louisiana, Maryland, Massachusetts, United States, Michigan, Montana, Nebraska, Nevada, New Jersey, New York, North Carolina, Ohio, Oklahoma, United States, Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, West Virginia

There are additional studies you may qualify for.

So there ya have it!

These are some basic, simple studies that might end up paying big for you, a family member, or somebody you know with one of the medical conditions listed above. If only we all could make a little money off our health concerns!

Free $54 worth of Cryptocurrency & Money

Posted on Dec 31, 2019 at 2:55 pm

Latest Freebie – $12 in Orchid

This free cryptocoin offer appeared in December 2019 and brings the freebie total up to $54!

Coinbase, one of the biggest cryptocurrency exchanges for Americans, is offering $36 worth of free money via different cryptocoins! Once acquiring your free crypto, you can then hold on and hope it goes up in value, like you would with stocks from Robinhood or Webull.

Or, you can convert it to USD and cash out today!

The first thing you'll want to do is download and install the free Brave browser. I've personally used this browser since July 2019 and absolutely love it! It has a built-in ad-blocker that works wonderfully and highly protects your privacy online while surfing the net. You can even leave free, small tips for your favorite websites, like HIF! I'll definitely write a separate post highlighting how awesome Brave is soon.

After that, you'll want to make a free Coinbase account. Don't worry about the Bitcoin message on that screen, since we're not buying anything today. Just freebies for us!

I believe all of these offers for free money are still available! 👇

Get $54 in free cryptocurrency!

Now, onto the free cryptocurrency! You'll want to head over to Coinbase's Earn section and take their quizzes. But don't worry, I've got all the answers below 😉

There will be a video for each question that you'll need to watch the first 10 seconds of. You'll then be able to enter your answer and each free cryptocurrency with each subsequent correct answer. All told, it only takes a few minutes to earn all your free money.

Finally, if you find you're getting an “Earning Unavailable: Unfortunately this opportunity is not available in your region” message for any of the coins, you can use a VPN to get around it! 🙂 I personally use Private Internet Access or PureVPN, but any VPN should work.

If you're looking for a free VPN, my go-to here is ProtonVPN. Aside from their great security – I'm never going to recommend a VPN with bad security, that's a given! – I find their speeds to be quick and their IP addresses are almost never blocked by large websites.

Free $12 in OXT

The latest free offer just dropped in December 2019, as we can get $12 in free OXT.

A peer to peer privacy wallet.
Orchid’s Ethereum token, OXT, as well as the Orchid app and a Web3 wallet.
Multihop configurations between bandwidth providers.

The OXT freebie has four bonus referral slots as well, each netting you $10 for a potential $40 in additional free money. You don't have to do these in order to get your initial free $12, but it's a nice option that'll bring your total to almost $100 in free cash!

Free $6 in XTZ

One of the easiest free crypto offers is the November 2019 deal where you get get $6 in free XTZ, also known as Tezos.

Formal verification
A decent computer, an internet connection, and 1 roll of Tez (8,000 XTZ)
The formal governance program

Free $10 in XLM

Now it's time to get your free XLM.

A decentralized protocol that unites the world financial infrastructure.
Facilitating low cost, universal payments.
Transactions are fast, inexpensive, and global.
To issue, exchange, and transfer tokens quickly and efficiently.
It relies on the cooperation of trusted nodes to confirm transactions.

Free $10 in EOS

Next, you'll want to snag your free EOS.

A blockchain protocol for fast, scalable applications.
Delegated proof of stake.
Fast, free transfers.
Stake EOS tokens.
Upgradeable smart contracts.

Free $10 in BAT

Now onto our free BAT coins!

There are too many ads and data trackers.
It is a free, open-source web browser build for privacy.
Users get paid BAT for viewing opt-in ads, and publishers get rewarded when users pay attention to their content.

Free $6 in DAI

Last, but not least, we've got our free DAI.

A decentralized stablecoin that aims to be worth one US dollar.
Decentralized and borderless.
Open a CDB with Maker.

Once you have all your free crypto, you can go back to your main Coinbase account and click the blue “Trade” button in the top right. You'll be able to convert your freebies into a more stable crypto, like Bitcoin or Ethereum, or sell them for USD! Once you've sold it for USD, you can then link your bank account to Coinbase and directly transfer it to your account.

Robinhood: Free Share of Stock, some $170+!

Updated: Dec 31, 2019 · Posted on Dec 17, 2019 at 9:14 pm

It's hard not to love this freebie from Robinhood. It's thankfully still kicking in the new year, so be sure to pick up your free stock using the guide below.

Be sure not to miss out on this! 2200ish Hiffers have now joined and gotten free stock worth over ~~$3,000~~ ~~$5,500(!)~~ $12,500(!!) since I first published this. Seven Hiffers received shares of Apple, worth $175, and four more Hiffers received shares of Facebook, worth $179!

One important tip I've found is to make note of the referral code when joining (highlighted in this photo here). It will make claiming your free stock much easier in case anything goes wrong.

I'm not a huge stock trader. I'm more of a sock trader, in that I'm always unwittingly trading left socks with the person using the washing machines after me at the laundromat.

When I first started investing, I found the online brokerage fees of $7 per trade to be a bit steep. That's why I joined Robinhood a few years ago and never looked back. They're an app-based brokerage account regulated just like all the big Wall Street companies. What sets Robinhood apart are their no-fee trades, which means you never pay a commission when you buy and sell stocks. The only drawback is they don't have great research options, but I always got around that by using all the free research tools on other websites. Then I go back to Robinhood and make my free trades there 🙂

While that's all well and good, Robinhood is running a promo giving away free share of stock to anybody who joins! For no money whatsoever, you can get a free share of a surprise stock. While it's completely random what you get, you have a 1 in 150 chance of getting a share of Facebook ($178.92), Apple ($172.50), Microsoft ($84.14) and a 1 in 100 chance of getting a share of Ford ($12.36), AMD ($11.12), or Vereit ($7.92) – all for free! The lowest stock you can get for free is priced at $2.50, so there are no garbage or penny stocks being offered here.

How to Get a Free Share of Stock

Fun Fact: The stock above was $4.20 when I got it! It's now worth $0.74! I should have sold it long ago! This wasn't a very fun fact!

To get your free share of stock, simply sign up via their app and wait for your account to be approved. You have to be referred by somebody in order to get your free share, so it's important you go through a link here on HIF. You can only have 1 account per person, so they confirm your identity with your social security number (similar to how tobacco freebies do!) using bank-level SSL and 128-bit encryption.

After your account is approved, open the app and click on the “Free Stock” link in the menu. You should then have a share of stock to claim! You then have to wait 2 business days before you can sell the stock and then wait another 30 days before you can transfer the money out of the app and into your bank account.

With the number of readers HIF has, I'd be shocked if a few Hiffers didn't get a share of those mega expensive stocks! In fact, I'd love for Hiffers to share what they got in the comments just so we could see how much free money was given out.

Robinhood has an overview of this promo on their site, along with a few FAQ about it.

Fingers crossed you're one of the lucky Hiffers to hit it big with a share of Facebook or Apple. Good luck!

Find YOUR Missing, Unclaimed Money!

Updated: Oct 24, 2019 · Posted on Oct 12, 2019 at 12:00 pm

Some Hiffers have already found a few hundred dollars owed to them!

Wow! $113 from an old insurance company! Thanks! 😁

I did a search on your “Missing Money” link and found my husband about $58! Nothing for me (rats), but still great for my husband. Thank you!!! – Barbara

My friends and I have shared various online chats since 2001, but we didn't discover Slack wasn't until 2015. It's now a program I couldn't live without. Goofing off and sharing links throughout the day with each other is so easy, even as we're spread across the globe.

A while back, one of the Slack rooms lit when a buddy of mine found an old link on Reddit about free unclaimed money. The following conversation ensued:

We laughed and my buddy proceeded to call his dad to walk him through claiming his $113. It was only later that it struck me. If one of my good friends didn't know about this page on HIF detailing how to search for unclaimed money, then I bet a ton of readers who haven't been with HIF since Day 1 don't know about it either!

So I decided to dust off this old post and republish it in the hopes that more Hiffers could find some free cash!

Wait, Free Money? What's the Catch?

Long story short, there are a few websites where you can search your name for unclaimed money you're entitled to. This could be money from bank errors, back pay from past jobs or employers, money from stocks, or from a myriad of other ways for money to be owed to you.

If the government owes you money and you do not collect it, then it's unclaimed. This also applies to banks, credit unions, utilities, pensions, and stocks, and many other sources.

As you can see, my buddy found $100 for his dad from a tax rebate he was owed from the mid-90s. The most I've ever found for myself was an $8 check from Verizon. But hey, it was something!

Find Unclaimed Money

MissingMoney.com

The easiest unclaimed money search form is MissingMoney.com. It searches multiple databases at once and is the only officially endorsed aggregate site by the NAUPA (National Association of Unclaimed Property Administrators).

Simply enter your name and state and click “Go.” You should also search for any state you've previously lived, worked, or owned property in. If a match is found, you can complete a form that confirms your identity

However, as with most “one size fits all” solutions, it works for most people but not all people. The site doesn't work for citizens in CA, CT, DE, GA, HI, KS, OR, PA, WA, or WY. Similarly, even if you live in a participating state, it's no guarantee that MissingMoney.com has your info.

That's why your next stop should be this US Government official unclaimed money guide. They breakdown all of the individual sites you can search for unclaimed money.

While the government doesn't have a central website for locating unclaimed money, they do have specific areas to look based on where the money is coming from.

States' Unclaimed Money

Search by State – Search your state's listing of unclaimed funds and property.

Unclaimed Back Wages

Unpaid Wages – If you think you may be owed back wages from your employer, search the Wage and Hour Division's (WHD's) database of workers for whom it has money waiting to be claimed. WHD is a part of the U.S. Department of Labor (DOL).

Life Insurance

VA Life Insurance Funds – Search the U.S. Department of Veterans Affairs (VA) for unclaimed insurance funds that are owed to certain current or former policyholders or their beneficiaries. Note: This does not include funds from Servicemembers' Group Life Insurance (SGLI) or Veterans' Group Life Insurance (VGLI) policies from 1965 to the present.

Retirement

Pensions from Former Employers – Search for unclaimed pension money from companies that went out of business or ended a defined plan.

Taxes

Tax Refunds – The Internal Revenue Service (IRS) may owe you money if your refund was unclaimed or undelivered.

Banking, Investments, and Currency

Bank Failures – Search the Federal Deposit Insurance Corporation (FDIC) for unclaimed funds from failed financial institutions.
Credit Union Failures – Find unclaimed deposits from credit unions.
SEC Claims Funds – The Securities and Exchange Commission (SEC) lists enforcement cases where a company or person owes investors money.

Mortgages

FHA-Insurance Refunds – If you had an FHA-insured mortgage, you may be eligible for a refund from the U.S. Department of Housing and Urban Development (HUD). To search the HUD database, you will need your FHA case number (three digits, a dash, and the next six digits—for example, 051-456789).

International

Foreign Claims – U.S. nationals can find money owed to them from foreign governments after loss of property.

Beware Unclaimed Money Scams

Finally, watch out fir people who pretend to be the government and offer to send you unclaimed money for a fee. These scammers use a variety of tricks to get your attention, but their goal is the same: to get you to send them money. Government agencies will not call you about unclaimed money or assets.

The Federal Trade Commission (FTC) provides tips on how you can avoid government imposter scams.

Just remember: if somebody asks you to pay for “free” money, then it's not free!

With those tips, hopefully some Hiffers can find some free cash floating around out there. Get started at MissingMoney.com and good luck!

If you find any missing money for you or a loved one, please share the good news with us!

Get Free Gift Cards with ReceiptPal!

Updated: Jan 21, 2020 · Posted on Jul 26, 2019 at 3:06 pm

ReceiptPal is a cool rewards app for both Android and iPhone that lets you turn your receipts into gift cards and cash prizes. My favorite feature is that ReceiptPal lets you earn points on almost every type of purchase!

Unlike Ibotta, where you can only earn cash back at participating stores, ReceiptPal works with virtually every place that gives you a receipt! For instance, I ordered a pizza last night from a local mom and pop restaurant. However, ReceiptPal doesn't mind that they're not a chain pizzeria and allowed me to earn points!

With their super simple app, you earn points through a variety of ways, including:

Snapping photos of your paper receipts.
Connecting your email to automatically credit e-receipts mailed to you.
Connecting your Amazon account to automatically credit any purchase with the online retailer!

As you earn points, you'll be automatically entered into their weekly sweepstakes for cash prizes. Once you have enough points, you'll also be able to cash them out for gift cards for Amazon or other local retailers.

What qualifies as a valid receipt?

Receipts are those where you or a household member were involved in the purchase.

Receipts can be from any retailer/store for consumer goods purchases of all types such as convenience stores, travel and entertainment, restaurants, grocery stores, clothing stores, sporting goods stores, electronics stores, gas stations, car dealerships, online retailers, etc.

Receipts must include the store name, purchase date, total amount spent and either phone number or zip code of the store (the entire receipt must be in the photo).

In my experience using the app lately, points are added to your account almost instantaneously. I've also found myself asking for receipts for small purchases, like a single soda at the deli, simply because it gets me one step closer to a free gift card.

So if you've ever wondered how you could get paid to upload receipts, then you should definitely check out ReceiptPal on either Android and Apple!

Free Prescription Discount Drug Card for Humans 👩 or Pets 🐶

Posted on Jul 12, 2019 at 3:41 pm

If you missed the earlier free EpiPen replacement post, then definitely check that out. It's an amazing freebie that's still active if you can't afford an EpiPen.

In that post, I briefly mentioned how HIF has a brand new free prescription card that you can print out and start using immediately. It's a free drug card that helps people without health insurance afford their important medicine. You can print this page or bookmark it and start using it immediately!

Well, today I woke up to this alert.

That's a $78 prescription bill that some Hiffer only paid $25 for! I have no idea who they are or what they bought, but the idea that I helped somebody knock 2/3 off their medicine bill puts a giant smile on my face.

If you don't have health insurance but still need medication, then all you have to do is print out a free drug card and take it to any participating pharmacist (CVS, Walgreens, Rite Aid, Costco, most grocery chains, and thousands of independent retailers) to get a free discount on your prescription drugs.

How much are the free prescription savings?

Most savings are anywhere in the 10-30% range, but as you can tell from the example above, some drug discounts go as high as 85%!

I was even able to find some examples from earlier this year, where many common drugs were around 60% off.

Again, this discount drug card is only for Hiffers without health insurance, but it's 100% free and all you have to do is print out a card at home and take it to your nearest participating pharmacy the next time you need any medicine!

Multiple Ways to Save on Meds!

It's surprisingly easy to use the free drug card.

Each of these methods works, so take your pick!

Print It!

Print unlimited copies of this page (in black and white, no need for color!) to always have a copy. Keep a card in your car glove box, purse, wallet, etc. so you always have a free card when you need it!

You can also give printed cards to friends and family who qualify. There's no reason not to share the savings!

Save It!

Bookmark this page and show it on your phone to a pharmacist in person!

Again, you can share this link with friends and family via email, Facebook, or social media. They can show it to their pharmacist and if they qualify, start saving instantly!

Write It!

Write down the information on a slip of paper! There's only a few, small pieces of information in order for your pharmacist to save on both human and pet meds.

GROUP ID: NATIONAL01
MEMBER ID: NDC3497
BIN: 009893
PCN: ROIRX

App It!

Use the free app! It's available for both Apple iOS and Google Android.

Mail It!

If you do not have a printer or smartphone, request a single, free card via snail mail.

I will follow up with you via email, so please use your correct information!

Print a free pet drug card too!

It's not just us humans that need meds either! If you have a pet, you can also print out a free pet drug card! 🐶 🙀

Make sure you print this page or bookmark the link on a smartphone so you don't miss the savings!

I can't emphasize enough that this drug card isn't meant to replace health insurance, but instead help those without it. If any of you fall into that category, hopefully this will help you save a little money!

If you have experience with these, please share in the comments.

Earn Money with Dosh App & Get $10 Just by Joining!

Updated: Jul 26, 2019 · Posted on Jun 27, 2019 at 12:45 pm

The Dosh app (or Do$h, based on their logo, but I refuse to call them that) is one of the new cash back apps that automatically gives cash back based 100% on your everyday purchases. It's like an automatic, mini-Ebates for your everyday food, gas, and clothing purchases.

After creating a free account and linking your credit card, Dosh monitors your purchases and automatically gives you cash back if you buy anything at a participating retailer. You don't have to remember to apply for the credit or click a link before you make a purchase. It's completely automated by robots waiting to replace us and designed to run in the background of your hectic, daily life.

I've been using it and a few other similar apps this year and they're great. While you won't make a killing, it's nice logging into my accounts every month and seeing I earned a few bucks simply for buying gas at Exxon or dinner at the local Chinese restaurant.

Since their founding in 2016, Dosh has already paid back $25 million to their users. Like I said earlier, you won't make a killing, but 2% here and 3% there start to add up over time.

Here's how to get your free $5!

Join Dosh and download their app.
If asked, enter code RYANE2.
Link a credit card (you won't be charged a penny!) and Dosh will put $5 into your account – for free!

Pretty easy, huh? 😀

So, if earning a little free money on the side sounds up your alley, signup and start earning free cash!

Earn up to $22/hr Teaching English from Home!

Posted on Jun 07, 2019 at 9:30 pm

If you're looking to make a little extra cash from the comfort of your couch this winter, consider applying to VIPKID to teach Engling online to kids in China for as much as $22 per hour! You don't need to know any foreign language and all teaching materials are provided by VIPKID.

Instead, you only need to meet these qualifications.

Bachelor's degree in any field
Eligibility to work in the US or Canada with native accent
Meet eligible tech requirements

Device – Any Desktop, Laptop, MAC, Surface
Headset – Use a headset with a microphone, stable output and input
Camera – HD External camera or HD integrated camera (Most laptops have it)

VIPKID currently employs over 60,000 teachers, but are hiring thousands more right now. Heck, at $22 an hour, I'm thinking of applying! They teach over 500,000 students in China ages 4-12 with a curriculum based on the U.S. Common Core State Standards. In 2018, they even won #1 on Forbes magazines “Best work from home companies” list!

Teachers are recommended to be available for at least 7.5 hours per week, though it's not required. If that sounds like an easy time commitment, then I'd definitely consider applying!

Classes are guaranteed 25 minutes of active teaching time, with an additional 5 minutes assigned for teachers to make a few comments. Peak teaching hours are during Beijing time, Monday-Friday 6-10pm and Saturday-Sunday 9am–10pm. Here's a handy converter for US time zones. While not required to teach in these time zones, availability during them will help your application chances.

A few Hiffers have sent this site to me, so I know a few of y'all are making some money with VIPKID. If you're one of them, what are your thoughts? I'd love to hear them in the comments!

Update through March 31, 2020

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Multiple Ways to Save on Meds!

Print It!

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Print a free pet drug card too!

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