Latest Freebie – $19 in Compound

This free cryptocoin offer was upgraded in October 2020 and brings the freebie total to over $78 USD that we can cashout!

Coinbase, one of the biggest cryptocurrency exchanges for Americans, is offering over $78 worth of free money via different cryptocoins Once acquiring your free crypto, you can then hold on and hope it goes up in value, like you would with stocks from Robinhood or Webull.

Or, you can convert it to USD and cash out today!

The first thing you'll want to do is download and install the free Brave browser. I've personally used this browser since July 2019 and absolutely love it! It has a built-in ad-blocker that works wonderfully and highly protects your privacy online while surfing the net. You can even leave free, small tips for your favorite websites, like HIF.

After that, you'll want to make a free Coinbase account. Don't worry about the Bitcoin message on that screen, since we're not buying anything. Just freebies for us, please and thank you!

Get $78 in free cryptocurrency!

Now, onto the free cryptocurrency quizzes. Don't worry, I've got all the answers below 😉

There will be a video for each question that you only need to watch a few seconds of them. You'll then be able to enter your answer and earn free cryptocurrency with each correct answer. All told, it only takes a few minutes to earn all your free money.

Finally, if you find you're getting an “Earning Unavailable: Unfortunately this opportunity is not available in your region” message for any of the coins, you can use a VPN to get around it! 🙂 I personally use Private Internet Access or PureVPN, but any VPN should work.

If you're looking for a free VPN, my go-to here is ProtonVPN. Aside from their great security – I'm never going to recommend a VPN with bad security, that's a given! – I find their speeds to be quick and their IP addresses are almost never blocked by large websites.

Free $19 in COMP

The latest free coin offer just dropped in October 2020 in the form of $19 in free COMP.

1. Earning interest on your crypto.
2. Q2: Supply a crypto asset as collateral.
3. COMP token hodlers.

Those question will earn you $9, but you can gain another $10 in the 4th step “Use Compound with Coinbase Wallet”. You just have to follow all the prompts. It took me about 10-15 minutes.

They also have four bonus referral slots, where you get $10 per friend who completes just a single quiz. You can earn up to $40 here – just send your friend your referral link and this post with all the answers!

Free $10 in BAT

Now onto our free BAT coins (after you install the free Brave privacy browser)

1. There are too many ads and data trackers.
2. It is a free, open-source web browser build for privacy.
3. Users get paid BAT for viewing opt-in ads, and publishers get rewarded when users pay attention to their content.

Free $12 in OXT

Next up at Coinbase is snagging our $12 in free OXT. Here are the answers you'll need to quickly advance through the quiz.

1. A peer to peer privacy wallet.
2. Orchid’s Ethereum token, OXT, as well as the Orchid app and a Web3 wallet.
3. Multihop configurations between bandwidth providers.

The OXT freebie has four bonus referral slots as well, each netting you $10 for a potential $40 in additional free money. You don't have to do these in order to get your initial free $12, but it's a nice option that'll bring your total to almost $100 in free cash!

Free $6 in XTZ

One of the easiest free crypto offers is the November 2019 deal where you get get $6 in free XTZ, also known as Tezos.

1. Formal verification
2. A decent computer, an internet connection, and 1 roll of Tez (8,000 XTZ)
3. The formal governance program

Free $10 in XLM

Now it's time to get your free XLM.

1. A decentralized protocol that unites the world financial infrastructure.
2. Facilitating low cost, universal payments.
3. Transactions are fast, inexpensive, and global.
4. To issue, exchange, and transfer tokens quickly and efficiently.
5. It relies on the cooperation of trusted nodes to confirm transactions.

Free $10 in EOS

Next, you'll want to snag your free EOS.

1. A blockchain protocol for fast, scalable applications.
2. Delegated proof of stake.
3. Fast, free transfers.
4. Stake EOS tokens.
5. Upgradeable smart contracts.

Free $6 in MKR

Next we get free $6 worth of MKR coin with these answers.

1. MKR and DAI.
2. MKR Holders.
3. A crypto wallet and crypto collateral.

Free $6 in DAI

Last, but not least, we've got our free DAI.

1. A decentralized stablecoin that aims to be worth one US dollar.
2. Decentralized and borderless.
3. Open a CDB with Maker.

Once you have all your free crypto, you can go back to your main Coinbase account and click the blue “Trade” button in the top right. You'll be able to convert your freebies into a more stable crypto, like Bitcoin or Ethereum, or sell them for USD! Once you've sold it for USD, you can then link your bank account to Coinbase and directly transfer it to your account.

If you've got a lot of coins lying around (at least $30), then you should take advantage of this Coinstar promo where you get a free $5 Amazon credit! All you have to do is pour at least $30 into a nearby Coinstar and choose the Amazon gift card option at the kiosk. You'll then get a unique Amazon code that you can redeem online.

I gotta admit, this is a better system than my current method of coin disposal. I save quarters for laundry, dimes for sugary snacks at midnight, nickels just kinda get lost all over the place, and pennies are thrown out my window at cars honking before sunrise.

This promo expires on December 31, 2020.

[thanks to Hiffer Kristi for sending this in!]

You have until September 1, 2020 to get your freebie! Starting in September, Webull will no longer give out a free share of stock just for opening an account. This great offer is worth at least $12 and could be valued up to $250! If you haven't created a Webull account yet, I'd be sure to snag your free stock shares while you still can!

You may remember Robinhood's awesome free stock promotion where you received a free share of stock that could be worth up to $200. A few Hiffers even got the mega-expensive stock shares for free and were able to cash out within weeks!

Well, you know what they say about success, imitation, and flattery. Enter Webull Financial!

They saw Robinhood blasting off to the moon and thought “hmmm, we could do that too.” But what's a good way to differentiate themselves? Oh, I know, offer free stock shares that could be worth up to $250! 🤑

What's Webull

If you've never heard of Webull, you're not alone because they're a relatively new company based out of New York City. Just like Robinhood, Webull is a registered broker dealer with the SEC and a member of FINRA and SIPC.

Their main goal is to bring free stock trading to the masses. Gone are the days of paying a $7 commission just to buy or sell stock.

This means you get unlimited free trades, with no minimum balance, along with a boatload of investment and research charts, information, and news – something I found lacking from Robinhood.

So how do they make money while offering free trades? By having a lot of customers! Webull makes tiny amounts of money on cash balances, interest, and premium memberships, so they don't charge crazy-high fees just for selling stock.

Obviously, Webull hopes we become lifelong members. But for our intents and purpose, we just want that sweet, sweet free share of stock!

Get your free share of stock now!

The odds of specific stock allocation is implied as follows:

• Stock worth $2-$10 per share are awarded approximately 1:1.1
• Stock worth $10-$20 per share are awarded approximately 1:24
• Stock worth $50-$100 per share are awarded approximately 1:200
• Stock worth $150-$200 per share are awarded approximately 1:333
• Stock worth over $200 per share range are awarded approximately 1:1,000

Get your Free Stock

To get your free share of stock, you need to do the following easy steps within 24 hours! If you take longer than 24 hours to sign up, you won't get your free share!

1. 1. Signup here to open a new brokerage account.

1. Upon registering, follow the prompt to download the Webull app for your iPhone or Android.
2. Wait for your account to be approved. Mine took around an hour, but I've seen some people take up to a full day.
3. Open the app, click the left menu, and then click “My Free Stock.”
4. Once your account is approved, you'll see a “CONGRATULATIONS!” message with a giant “GET” button next to it.
5. Click it and claim your potentially valuable free share!

From the same screen, you can invite any friends and family to Webull for even more free shares.

I managed to score a free share of ABEV, the parent company of Anheuser-Busch, valued at $4.49. Hopefully people keep drinking and drive the price up. 😂

Get up to $1,000 free today!

What to do with your Free Stock

Your stock will be credited to your account within 5 business days. After that, you can do whatever you want with it! You can sell it for cash, keep it for an investment, or even transfer it to Robinhood if you prefer that app. You can also transfer your no-cost Robinhood stock over to Webull if you like this app better.

My friends and I have shared various online chats since 2001, but we didn't discover Slack wasn't until 2015. It's now a program I couldn't live without. Goofing off and sharing links throughout the day with each other is so easy, even as we're spread across the globe.

A while back, one of the Slack rooms lit when a buddy of mine found an old link on Reddit about free unclaimed money. The following conversation ensued:

We laughed and my buddy proceeded to call his dad to walk him through claiming his $113. It was only later that it struck me. If one of my good friends didn't know about this page on HIF detailing how to search for unclaimed money, then I bet a ton of readers who haven't been with HIF since Day 1 don't know about it either!

So I decided to dust off this old post and republish it in the hopes that more Hiffers could find some free cash!

Wait, Free Money? What's the Catch?

Long story short, there are a few websites where you can search your name for unclaimed money you're entitled to. This could be money from bank errors, back pay from past jobs or employers, money from stocks, or from a myriad of other ways for money to be owed to you.

And this is serious money we're talking about here. Collectively, all the states hold over $40 billion in unclaimed money, assets, and property! California holds over $9 billion and New York holds over $16 billion. Even little old Connecticut holds close to $876 million.

So where does all this money come from? Well, for starters, the government is a big source. If the government owes you money and you do not collect it, then it's unclaimed. They're not allowed to just keep it! This also applies to private companies. State laws demand companies that owe you or your business money to turn it over to the state after a certain amount of time. This includes banks, credit unions, utilities, employers, and more. It also includes investments like pensions, bonds, or stocks, among other sources.

Many sources of unclaimed money come from deaths as well. It's not uncommon for wills to be outdated, leaving assets to distant relatives with a new names. It's also common for money to be left in you

As you can see, my buddy found $100 for his dad from a tax rebate he was owed from the mid-90s. The most I've ever found for myself was an $8 check from Verizon. But hey, it was something! I know of people who discovered unclaimed property from bank accounts, safe deposit boxes, stock dividends, literal unpaid wages!, tax rebates, insurance payouts, and so many other ways.

Find Unclaimed Money

State Unclaimed Money Forms

All 50 states, plus DC, have a dedicated state website with an official search form. So that should clearly be your first step in searching for unclaimed money and property! I highly recommend searching your last name and business name in every state you've ever lived or worked in. Below are direct links to each state's search form and you can learn more from the National Association of Unclaimed Property Administrators.

• Alabama Unclaimed Property
• Alaska Unclaimed Property
• Arizona Unclaimed Property
• Arkansas Unclaimed Property
• California Unclaimed Property
• Colorado Unclaimed Property
• Connecticut Unclaimed Property
• District of Columbia Unclaimed Property
• Delaware Unclaimed Property
• Florida Unclaimed Property
• Georgia Unclaimed Property
• Hawaii Unclaimed Property
• Idaho Unclaimed Property
• Illinois Unclaimed Property
• Indiana Unclaimed Property
• Iowa Unclaimed Property
• Kansas Unclaimed Property
• Kentucky Unclaimed Property
• Louisiana Unclaimed Property
• Maine Unclaimed Property
• Maryland Unclaimed Property
• Massachusetts Unclaimed Property
• Michigan Unclaimed Property
• Minnesota Unclaimed Property
• Mississippi Unclaimed Property
• Missouri Unclaimed Property
• Montana Unclaimed Property
• Nebraska Unclaimed Property
• Nevada Unclaimed Property
• New Hampshire Unclaimed Property
• New Jersey Unclaimed Property
• New Mexico Unclaimed Property
• New York Unclaimed Property
• North Carolina Unclaimed Property
• North Dakota Unclaimed Property
• Ohio Unclaimed Property
• Oklahoma Unclaimed Property
• Oregon Unclaimed Property
• Pennsylvania Unclaimed Property
• Rhode Island Unclaimed Property
• South Carolina Unclaimed Property
• South Dakota Unclaimed Property
• Tennessee Unclaimed Property
• Texas Unclaimed Property
• Utah Unclaimed Property
• Vermont Unclaimed Property
• Virginia Unclaimed Property
• Washington Unclaimed Property
• West Virginia Unclaimed Property
• Wisconsin Unclaimed Property
• Wyoming Unclaimed Property

Your next stop should be this US Government official unclaimed money guide. They breakdown all of the individual sites you can search for unclaimed money.

While the government doesn't have a central website for locating unclaimed money, they do have specific areas to look based on where the money is coming from.

Unclaimed Back Wages

• Unpaid Wages – If you think you may be owed back wages from your employer, search the Wage and Hour Division's (WHD's) database of workers for whom it has money waiting to be claimed. WHD is a part of the U.S. Department of Labor (DOL).

Life Insurance

• VA Life Insurance Funds – Search the U.S. Department of Veterans Affairs (VA) for unclaimed insurance funds that are owed to certain current or former policyholders or their beneficiaries. Note: This does not include funds from Servicemembers' Group Life Insurance (SGLI) or Veterans' Group Life Insurance (VGLI) policies from 1965 to the present.

Retirement

• Pensions from Former Employers – Search for unclaimed pension money from companies that went out of business or ended a defined plan.

Taxes

• Tax Refunds – The Internal Revenue Service (IRS) may owe you money if your refund was unclaimed or undelivered.

Banking, Investments, and Currency

• Bank Failures – Search the Federal Deposit Insurance Corporation (FDIC) for unclaimed funds from failed financial institutions.
• Credit Union Failures – Find unclaimed deposits from credit unions.
• SEC Claims Funds – The Securities and Exchange Commission (SEC) lists enforcement cases where a company or person owes investors money.

Mortgages

• FHA-Insurance Refunds – If you had an FHA-insured mortgage, you may be eligible for a refund from the U.S. Department of Housing and Urban Development (HUD). To search the HUD database, you will need your FHA case number (three digits, a dash, and the next six digits—for example, 051-456789).

International

• Foreign Claims – U.S. nationals can find money owed to them from foreign governments after loss of property.

Beware Unclaimed Money Scams

Finally, watch out fir people who pretend to be the government and offer to send you unclaimed money for a fee. These scammers use a variety of tricks to get your attention, but their goal is the same: to get you to send them money. Government agencies will not call you about unclaimed money or assets.

• The Federal Trade Commission (FTC) provides tips on how you can avoid government imposter scams.

Just remember: if somebody asks you to pay for “free” money, then it's not free!

With those tips, hopefully some Hiffers can find some free cash floating around out there. Get started with the links above and good luck!

With everything happening out there *waves hand towards window,* I know some people are having trouble making ends meet. You should see my bank account right now! 🙃While making money via quick surveys is available to most of us, I recently stumbled across an even better survey site exclusively for military families.

If you're an enlisted military member, veteran, military spouse, or military parent then you qualify for Military+Families. This includes Coast Guard, National Guard and Reserves, which means roughly 10-15% of Hiffers should be able to join!

The payout for their surveys are a bit higher than what civilians are offered via other sites. This is a great way to earn a little extra cash during lockdown without having to put on pants! Simply answer a few basic questions to see which surveys you qualify for, then earn points and cash out for giftcards to Amazon, Walmart, Target, and iTunes!

If you sign up before May 31, you'll receive free Allstate Identity Protection throughout the rest of 2020. You're able to sign up for any of the individual or family plans, so this freebie could be worth up to $315.

Some of the services you'll receive are data breach alerts, bank account monitoring, and up to $50,000 in stolen funds reimbursement. You will need a credit card to sign up for this, but you don't get charged now. You will have the option to elect a paid subscription before your free service ends, but it's not required.

If you're not in the market for identity protection, perhaps this freebie from Ikea might help. It's a free instruction set on how to stay home in self-isolation!