The Dosh app (or Do$h, based on their logo, but I refuse to call them that) is one of the new cash back apps that automatically gives cash back based 100% on your everyday purchases. It's like an automatic, mini-Ebates for your everyday food, gas, and clothing purchases.
After creating a free account and linking your credit card, Dosh monitors your purchases and automatically gives you cash back if you buy anything at a participating retailer. You don't have to remember to apply for the credit or click a link before you make a purchase. It's completely automated by robots waiting to replace us and designed to run in the background of your hectic, daily life.
I've been using it and a few other similar apps this year and they're great. While you won't make a killing, it's nice logging into my accounts every month and seeing I earned a few bucks simply for buying gas at Exxon or dinner at the local Chinese restaurant.
Since their founding in 2016, Dosh has already paid back $25 million to their users. Like I said earlier, you won't make a killing, but 2% here and 3% there start to add up over time.
If you missed the earlier free EpiPen replacement post, then definitely check that out. It's an amazing freebie that's still active if you can't afford an EpiPen.
In that post, I briefly mentioned how HIF has a brand new free prescription card that you can print out and start using immediately. It's a free drug card that helps people without health insurance afford their important medicine. You can print this page or bookmark it and start using it immediately!
Well, today I woke up to this alert.
That's a $78 prescription bill that some Hiffer only paid $25 for! I have no idea who they are or what they bought, but the idea that I helped somebody knock 2/3 off their medicine bill puts a giant smile on my face.
If you don't have health insurance but still need medication, then all you have to do is print out a free drug card and take it to any participating pharmacist (CVS, Walgreens, Rite Aid, Costco, most grocery chains, and thousands of independent retailers) to get a free discount on your prescription drugs.
How much are the free prescription savings?
Most savings are anywhere in the 10-30% range, but as you can tell from the example above, some drug discounts go as high as 85%!
Again, this discount drug card is only for Hiffers without health insurance, but it's 100% free and all you have to do is print out a card at home and take it to your nearest participating pharmacy the next time you need any medicine!
Multiple Ways to Save on Meds!
It's surprisingly easy to use the free drug card.
Each of these methods works, so take your pick!
Print It!
Print unlimited copies of this page (in black and white, no need for color!) to always have a copy. Keep a card in your car glove box, purse, wallet, etc. so you always have a free card when you need it!
You can also give printed cards to friends and family who qualify. There's no reason not to share the savings!
Again, you can share this link with friends and family via email, Facebook, or social media. They can show it to their pharmacist and if they qualify, start saving instantly!
Write It!
Write down the information on a slip of paper! There's only a few, small pieces of information in order for your pharmacist to save on both human and pet meds.
GROUP ID: NATIONAL01
MEMBER ID: NDC3497
BIN: 009893
PCN: ROIRX
App It!
Use the free app! It's available for both Apple iOS and Google Android.
I will follow up with you via email, so please use your correct information!
Print a free pet drug card too!
It's not just us humans that need meds either! If you have a pet, you can also print out a free pet drug card! 🐶 🙀
Make sure you print this page or bookmark the link on a smartphone so you don't miss the savings!
I can't emphasize enough that this drug card isn't meant to replace health insurance, but instead help those without it. If any of you fall into that category, hopefully this will help you save a little money!
If you have experience with these, please share in the comments.
For instance, you can buy Cinnamon Toast Crunch Cinnadust at 25 participating retailers and receive 300 SB rebate. Then you could literally cash out with only that purchase since Swagbucks offers $3 gift cards for only 300 SB. It's nice when a site doesn't have arbitrarily high cash-out hurdles!
They also have a ton of “any brand” offers, so you can get paid for food purchases regardless of the brand. They're effectively offering $1 rebates on any milk, eggs, and bread purchases for me right now.
As with other free grocery rebate programs, all you have to do is add the offers to your list, then snap a photo of your receipt within 14 days of purchase. Your SB will then be credited to your account and you'll then be able to redeem them for thousands of different gift cards, VISA cards, and other prizes.
At the very least, Swagbucks now gives us a fourth cash-back option on our daily food consumption. We can take a single grocery purchase and earn from four different websites – not too shabby!
For a limited time, new GetUpside members can get up to 45¢ per gallon cashback on their first purchase of gas at select local stations!
GetUpside is a free cash back mobile app where users earn up to 25¢ cash back per gallon on gas. New users can signup on mobile and use promo code AFF20 to stack an extra 20¢/gallon on their first purchase, meaning you'll earn 45¢/gallon cash back on your first fill-up!
The seems great for Uber, Lyft, food delivery drivers, or anybody who frequently fills up gas!
Once registered, search your area in the app and find the gas station you want to visit. Click “Claim” for the gas station and then upload a picture of the receipt. You can alternately use the “Check In” method and skip uploading the receipt.
GetUpside also partners with select restaurants to offer up to 45% cash back – though most around me were much lower. Still, any amount of free cash back is free money! They also work with certain grocery stores to offer up to 30% cash back. All told, they're partnered with over 25,000 merchants nationwide.
Withdrawing your earnings looks super easy too. They have only have a $1 minimum for withdrawing via Paypal or straight to your bank account!
So signup today on your mobile phone, enter promo code AFF20, and get up to 45¢ per gallon cash back on your next gas purchase!
Some Hiffers have already found a few hundred dollars owed to them!
Wow! $113 from an old insurance company! Thanks! 😁
I did a search on your “Missing Money” link and found my husband about $58! Nothing for me (rats), but still great for my husband. Thank you!!! – Barbara
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My friends and I have shared various online chats since 2001, but we didn't discover Slack wasn't until 2015. It's now a program I couldn't live without. Goofing off and sharing links throughout the day with each other is so easy, even as we're spread across the globe.
A while back, one of the Slack rooms lit when a buddy of mine found an old link on Reddit about free unclaimed money. The following conversation ensued:
We laughed and my buddy proceeded to call his dad to walk him through claiming his $113. It was only later that it struck me. If one of my good friends didn't know about this page on HIF detailing how to search for unclaimed money, then I bet a ton of readers who haven't been with HIF since Day 1 don't know about it either!
So I decided to dust off this old post and republish it in the hopes that more Hiffers could find some free cash!
Wait, Free Money? What's the Catch?
Long story short, there are a few websites where you can search your name for unclaimed money you're entitled to. This could be money from bank errors, back pay from past jobs or employers, money from stocks, or from a myriad of other ways for money to be owed to you.
And this is serious money we're talking about here. Collectively, all the states hold over $40 billion in unclaimed money, assets, and property! California holds over $9 billion and New York holds over $16 billion. Even little old Connecticut holds close to $876 million.
So where does all this money come from? Well, for starters, the government is a big source. If the government owes you money and you do not collect it, then it's unclaimed. They're not allowed to just keep it! This also applies to private companies. State laws demand companies that owe you or your business money to turn it over to the state after a certain amount of time. This includes banks, credit unions, utilities, employers, and more. It also includes investments like pensions, bonds, or stocks, among other sources.
Many sources of unclaimed money come from deaths as well. It's not uncommon for wills to be outdated, leaving assets to distant relatives with a new names. It's also common for money to be left in you
As you can see, my buddy found $100 for his dad from a tax rebate he was owed from the mid-90s. The most I've ever found for myself was an $8 check from Verizon. But hey, it was something! I know of people who discovered unclaimed property from bank accounts, safe deposit boxes, stock dividends, literal unpaid wages!, tax rebates, insurance payouts, and so many other ways.
Find Unclaimed Money
State Unclaimed Money Forms
All 50 states, plus DC, have a dedicated state website with an official search form. So that should clearly be your first step in searching for unclaimed money and property! I highly recommend searching your last name and business name in every state you've ever lived or worked in. Below are direct links to each state's search form and you can learn more from the National Association of Unclaimed Property Administrators.
Your next stop should be this US Government official unclaimed money guide. They breakdown all of the individual sites you can search for unclaimed money.
While the government doesn't have a central website for locating unclaimed money, they do have specific areas to look based on where the money is coming from.
Unclaimed Back Wages
Unpaid Wages – If you think you may be owed back wages from your employer, search the Wage and Hour Division's (WHD's) database of workers for whom it has money waiting to be claimed. WHD is a part of the U.S. Department of Labor (DOL).
Life Insurance
VA Life Insurance Funds – Search the U.S. Department of Veterans Affairs (VA) for unclaimed insurance funds that are owed to certain current or former policyholders or their beneficiaries. Note: This does not include funds from Servicemembers' Group Life Insurance (SGLI) or Veterans' Group Life Insurance (VGLI) policies from 1965 to the present.
Retirement
Pensions from Former Employers – Search for unclaimed pension money from companies that went out of business or ended a defined plan.
Taxes
Tax Refunds – The Internal Revenue Service (IRS) may owe you money if your refund was unclaimed or undelivered.
Banking, Investments, and Currency
Bank Failures – Search the Federal Deposit Insurance Corporation (FDIC) for unclaimed funds from failed financial institutions.
SEC Claims Funds – The Securities and Exchange Commission (SEC) lists enforcement cases where a company or person owes investors money.
Mortgages
FHA-Insurance Refunds – If you had an FHA-insured mortgage, you may be eligible for a refund from the U.S. Department of Housing and Urban Development (HUD). To search the HUD database, you will need your FHA case number (three digits, a dash, and the next six digits—for example, 051-456789).
International
Foreign Claims – U.S. nationals can find money owed to them from foreign governments after loss of property.
Beware Unclaimed Money Scams
Finally, watch out fir people who pretend to be the government and offer to send you unclaimed money for a fee. These scammers use a variety of tricks to get your attention, but their goal is the same: to get you to send them money. Government agencies will not call you about unclaimed money or assets.
These coupons don't expire until December 31, 2022, so you have a full year to redeem as many coupons as possible. It only took my sister a few weeks to make her money back with last year's coupon book.
One of the perks of these books is that all books come with a digital subscription! That means in addition to your hard copy with physical coupons, you also get access to over 75,000 digital coupons. They're accessed via Entertainment.com's website or mobile app and are perfect for traveling away from home, where space might be limited.
I first posted about the Entertainment Coupon Books back in 2009, but it's been a while since I've refreshed folks on their savings. Each year, they offer location-specific coupon books that come packed with coupons for local restaurants, entertainment spots, and retailers.
Remember, this great offer expires on 6/14/21. If you're a Hiffers who already bought the 2022 coupon book, what do you think of it so far? Any coupons you've especially loved this time around?
With everything happening out there *waves hand towards window,* I know some people are having trouble making ends meet. You should see my bank account right now! 🙃 While making money via quick surveys is available to most of us, I recently stumbled across an even better survey site exclusively for military families.
The payout for their surveys are a bit higher than what civilians are offered via other sites. This is a great way to earn a little extra cash during lockdown without having to put on pants! Simply answer a few basic questions to see which surveys you qualify for, then earn points and cash out for giftcards to Amazon, Walmart, Target, and iTunes!
If you're looking to make a little extra cash from the comfort of your couch this winter, consider applying to VIPKID to teach English online to kids in China for as much as $22 per hour! You don't need to know any foreign language and all teaching materials are provided by VIPKID.
Instead, you only need to meet these qualifications.
Bachelor's degree in any field
Eligibility to work in the US or Canada with native accent (sadly, you cannot live in CA or NY)
Meet eligible tech requirements
Device – Any Desktop, Laptop, MAC, Surface
Headset – Use a headset with a microphone, stable output and input
Camera – HD External camera or HD integrated camera (Most laptops have it)
VIPKID currently employs over 60,000 teachers, but are hiring thousands more right now. Heck, at $22 an hour, I'm thinking of applying! They teach over 500,000 students in China ages 4-12 with a curriculum based on the U.S. Common Core State Standards. In 2018, they even won #1 on Forbes magazines “Best work from home companies” list!
Teachers are recommended to be available for at least 7.5 hours per week, though it's not required. If that sounds like an easy time commitment, then I'd definitely consider applying!
Classes are guaranteed 25 minutes of active teaching time, with an additional 5 minutes assigned for teachers to make a few comments. Peak teaching hours are during Beijing time, Monday-Friday 6-10pm and Saturday-Sunday 9am–10pm. Here's a handy converter for US time zones. While not required to teach in these time zones, availability during them will help your application chances.
A few Hiffers have sent this site to me, so I know a few of y'all are making some money with VIPKID. If you're one of them, what are your thoughts? I'd love to hear them in the comments!
For the first time in 37 years, Budweiser will not air a Super Bowl commercial this year. So what are they doing with the extra cash they'll save? Apparently they're giving it away to us!
For the first time in 37 years, Budweiser will not be airing an ad during the Super Bowl Sunday broadcast. Our digital ad “Bigger Picture” narrated by Rashida Jones, celebrates the individual acts of resilience that sparked hope during a trying year and announces our support for vaccine awareness and education throughout 2021. Instead, we are redirecting those advertising dollars to support COVID-19 vaccine awareness and education. Even though you won’t see us on TV, we still want to be with you on Game Day, so here’s a Bud on us. And now that you’re a Budweiser MyCooler member you can start earning points to redeem exclusive prizes.
Here's how to snag your free money on a virtual debit card.
Select the “Beer on Bud Virtual Debit Card” for 0 points.
Fill out your shipping info!
They don't say how much money will be loaded onto these cards, so this might just be a weird promo where we get a dead card. But, going off my pure gut instinct, I'm guessing these will have around $5 or $10 on them, enough to buy a free 6 or 12 pack.
You must be at least 21 years old to get this freebie and offer ends 2/7/21.
It also appears this offer is not valid in CA or TX.
I was able to register very quickly just now on my computer. I still haven't gotten the confirmation email, but I figured I'd post this now in case it's time sensitive. Good luck!
Amazon is still running their Amazon Cash promo. As the name suggests, it's a way for you to turn cash into Amazon credit at over 30,000 participating retail locations. While that might seem counter intuitive to some, I know there are people out there like yours truly who tend to spend cash in my pocket far faster than if I put it in the bank or have it as store credit.
Since people love free money, they're offering $5 in free Amazon credit to new users when you add $20 to your account thru 3/31/21! Simply generate a barcode by clicking the “Get Your Barcode” near the top left. Then either print it out or send it to your phone via text and visit a participating merchant like CVS, Gamestop, 7-Eleven or a dozen more stores. You'll then pay $20 in cash and have the store scan your barcode, which will give you $25 Amazon credit!
If you register for a new Hilton Honors reward account, you'll get a free $5 Amazon gift card! After enrolling, your freebie will be delivered via e-mail from [email protected] in 6 weeks. If you don't get a confirmation message promising a gift card after submitting your address, then this offer has probably died.
Pinecone Research is the online survey branch of Nielsen Holdings Company, which not only owns the National Consumer Panel that many Hiffers have joined, but who also have an A+ BBB rating. With Pinecone, consumers earn $3 via points for every survey they complete! In some cases, members can earn even more by completing product tests. However, the surveys are their main method of earning.
Pinecone Research can actually be hard to join, as they open and close registration based on their needs. Once in though, it's a great platform to earn a little free money throughout the year. Most surveys pay in the $3-$6 range
They also have a product testing service with many opportunities to try products that haven't even hit the market yet. These unreleased products are typically in their final stages of development, so you get to keep the product forever AND earn money just by answering a few questions.
One impressive factor about Pinecone Research is their payout options. Since the Nielsen Company owns them, Pinecone also has access to their paid trials, surveys, polls, and sweepstakes entries. Sweep prizes are paid out either quarterly or bi-weekly, with the quarterly prize at $4500 and the bi-weekly prize at $500. Both are sent out as checks made payable to the winners, so they're literally free money!
Aside from contest, members can withdraw cash starting at only $3! Snail mailed checks are sent in quantities of $3, $5, or $15 or you can redeem $15 through PayPal. If you opt to cash out through PayPal, you'll receive your pay in three to five business days. For those who choose to receive a check, you'll receive your compensation in seven business days or less.
Their crazy low payout threshold, along with their BBB rating and exclusivity earns Pinecone Research a rating. It's hard not to love a site where you earn free money! Make your voice heard today and take advantage of learning about new products before they hit stores while you make money with Pinecone Research.
